The best Mint alternatives in 2026
Mint shut down in 2024. We compare five Mint alternatives on price, platforms and approach, with prices checked in October 2026, and say who each one suits.
Mint was a free budgeting app that many people used for years. In October 2023, Intuit, the company that owns Mint, said Mint was going away and invited users to move to Credit Karma. By March 2024, the Mint site pointed everyone to Credit Karma. Many former Mint users wanted a dedicated budgeting app instead.
If you still miss Mint, you have good options. This post compares five of them: Copilot Money, Monarch Money, YNAB, Rocket Money and Superfin. We checked every price and platform on the official sites and App Store listings on October 14, 2026. Prices change, so confirm on the links at the end before you pay.
One thing to know first: Mint was free. Of the five apps here, only Rocket Money has a free tier. The others charge a subscription after a free trial.
Mint alternatives at a glance
| App | Price | Free trial | Platforms | Best for |
|---|---|---|---|---|
| Copilot Money | $95 a year, or $13 a month on the App Store | 1 month | iPhone, iPad, Mac, web | Apple users who want a polished app |
| Monarch Money | $99.99 a year or $14.99 a month (Core) | 7 days | Web, iPhone, iPad, Android | Couples and families |
| YNAB | $109 a year or $14.99 a month | 34 days | iPhone, Android, web | People who want a hands-on budgeting method |
| Rocket Money | Free, or Premium at a price you choose (typically $7 to $14 a month) | 7 days of Premium | iPhone, Android, web (web is Premium only) | Cutting subscriptions and bills |
| Superfin | $4.99 a month | 14 days | iPhone, web (Android coming soon) | Quick answers and a safe-to-spend number |
Copilot Money: best for Apple users
Copilot is a budgeting app built for Apple devices. It runs on iPhone, iPad, Mac and the web. It has no Android app, and it works with US accounts only.
Copilot uses AI to sort your transactions and learns from your changes. It covers budgets, cash flow, subscriptions, investments and net worth. In 2024 it added a tool to import your old Mint transaction history.
Price: $95 a year (about $7.92 a month). The App Store also lists a $13 monthly plan. New users get a 1-month free trial.
Who it suits: People who use only Apple devices and want a clean, fast app with a lot of detail.
Monarch Money: best for couples and families
Monarch runs on the web, iPhone, iPad and Android. You can invite a partner or a financial advisor at no extra cost. It has budgets, goals, investment tracking and net worth. Monarch also built a Mint importer when Mint closed.
Price: Core is $99.99 a year or $14.99 a month. A Plus plan with forecasting and deeper investment tools is listed at $199.99 a year on the App Store. The free trial is 7 days.
Who it suits: Couples who share money, households with Android phones, and people who want long-term planning in one place.
For a closer look at these two, read our Copilot vs Monarch comparison.
YNAB: best for a hands-on budgeting method
YNAB (short for You Need A Budget) is less an app and more a method. Its core idea is to "give every dollar a job." When money comes in, you assign all of it to categories like rent, groceries and savings. When life changes, you move money between categories. YNAB runs on iPhone, Android and the web, and one subscription can be shared with up to six people.
Price: $109 a year (about $9.08 a month) or $14.99 a month. The free trial is 34 days, with no card needed when you sign up on YNAB's site. College students can get a free 365-day trial with proof of enrollment.
Who it suits: People who want to change how they handle money and are happy to spend a few minutes on it most days. If you want the app to do the thinking for you, YNAB will feel like work.
Rocket Money: best for cutting subscriptions
Rocket Money is best known for subscription tracking. It finds your recurring charges and reminds you about upcoming bills. Premium members can ask Rocket Money's team to cancel subscriptions for them. It also offers bill negotiation: if Rocket Money lowers a bill, you pay a fee of 35% to 60% of the first year's savings, and you choose the percentage. It runs on iPhone and Android. Web access is for Premium members.
Price: There is a free tier with basic budgeting, credit score viewing and subscription tracking. Premium is "pay what you think is fair," typically $7 to $14 a month. Premium+ is $15 a month. Premium includes a 7-day free trial.
Who it suits: People whose main goal is to stop paying for things they forgot about, and who want help cancelling or negotiating.
Superfin: best for answers instead of spreadsheets
Superfin is a newer app with a different idea. Instead of more charts, you ask questions in plain English. "How much did I spend on eating out this month?" "What subscriptions am I paying for?" The answers come from your real transactions. You connect your bank through Plaid. Superfin supports US banks only.
The Home screen shows your safe to spend: what is left until your next payday after bills, essentials and your savings goal. You do not need to build a budget first to get that number. Read how the safe-to-spend number works, or try the math with our free safe-to-spend calculator.
Superfin also has budgets with alerts, subscription and bill tracking, savings goals and Siri support ("Ask Superfin").
Price: $4.99 a month after a 14-day free trial.
Platforms: iPhone and the web. Android is coming soon.
Who it suits: People who found Mint's dashboards too much work and want a fast answer to "can I afford this?" It is not the right pick if you need investment tracking or a Mint history import.
How to choose a Mint alternative
Ask yourself three questions:
- What phone do you and your partner use? If anyone uses Android, look at Monarch, YNAB or Rocket Money.
- Do you want to plan, or do you want answers? YNAB and Monarch reward people who like to plan every dollar. Copilot sits in the middle. Superfin is for people who want to ask a question and move on.
- Is your main problem subscriptions and bills? Rocket Money and Superfin both find recurring charges. Rocket Money can also cancel some of them for you.
Every app on this list has a free trial. Connect your bank to one or two of them, use them for a week, and keep the one you actually open.
Sources, checked October 14, 2026: Mint: Credit Karma's announcement (October 31, 2023) and the archived Mint homepage (March 22, 2024). Copilot: homepage, FAQ, Mint import and App Store listing. Monarch: pricing, homepage, Mint migration post and App Store listing. YNAB: pricing and the YNAB method. Rocket Money: cost guide and help center. Prices are in US dollars and can change.